01
Mutual Funds
Equity, debt & hybrid across every AMC from one dashboard.
Helping you to reach your financial goals
PLAN, PROTECT & PROSPERyour journey.
Your Trusted Partner in Every Financial Milestone
Upload your CAS securely and get portfolio insights in seconds.
AMFI-registered MFD · ARN-27611256-bit TLS · ISO 27001 certifiedNo fee from you · AMC pays standard commission
Wealth journey
Projected portfolio value
₹4,87,25,000
+₹3,94,80,000projected growth
Year 10 of 20 · 10 years remaining
now
Illustrative projection
XIRR
14.8%
Active SIPs
7
🎓
Ananya's Graduation
Goal achieved
₹25,00,000 funded
🏡85%
Real Estate Purchase
₹85L of ₹1 Cr
🌴68%
Retirement Corpus
₹3.4 Cr of ₹5 Cr
400+ investors are building wealth with us
50Cr Assets under management
400 Active Clients
Since 2014
15 Cities served
Begin anywhere
Six directions. Your journey begins here.
No account required. Explore, assess and discover what fits your life. Your wealth partner steps in only when you are ready.
2 minutes
Discover your investor personality
A short reflection to understand your risk appetite and ideal allocation.
Get startedGoal planner
Plan your financial goals
Retirement, your child's future or a new home. See what it really takes.
Get startedFree analysis
CAS upload
Analyse your existing portfolio
Upload your CAMS or KFintech statement for an instant health report. Encrypted in transit, deleted on request.
Get startedBy Vishwas Ingole Financial Services
Explore curated investment baskets
Hand-built portfolios for every life stage, risk profile and ambition.
Get startedUp to 9.5% p.a.
Compare fixed deposit rates
Bank and corporate FDs side-by-side, with senior citizen and monthly payouts.
Get startedFree
Talk to a partner
Book a free consultation
Sit down with a Vishwas Ingole Financial Services partner to map your goals, risk and next steps. No obligation.
Book nowOur products
Every market, one relationship.
Explore a considered range of investment, protection and wealth-building products.
02
Investment Baskets
Curated, rebalanced portfolios for one-time or SIP.
03
PMS
Portfolio Management Services for portfolios above ₹50 lakh.
04
Global Equities
Own Apple, Nvidia & US index funds under LRS.
05
Fixed Deposits
High-yield FDs from partner issuers via Fixerra.
06
Bonds & NCDs
Government, PSU and corporate bonds, transparent yields.
07
NPS
A tax-efficient retirement corpus with the NPS.
08
Gold · SGBs · REITs
Sovereign gold bonds and listed REITs for diversification.
09
Life Insurance
Pure-term cover sized to your real liabilities.
10
Health Insurance
Right-sized floater & super-top-up, claim support included.
Recognition
Trusted by families, recognised by the industry.
A few moments we are proud of. We work for outcomes, not trophies — but it is nice to be noticed.
2023
Financial Goal Planner - Advance level
NSE Academy / PGP Academy
As featured & partnered with
Economic TimesMintFinancial ExpressCafemutual
Curated by Vishwas Ingole Financial Services
Portfolios designed for your goals.
Built for investors with a higher risk appetite, the Garuda Portfolio pursues exceptional wealth creation by identifying businesses capable of compounding earnings over the long term through disciplined research and active portfolio construction.
Returns shown are past performance and do not guarantee future results. Mutual fund investments are subject to market risk; please read all scheme-related documents carefully.
High
Long-Term Wealth
Capital preservation with steady, inflation-beating growth.
3Y CAGR · illustrative
+18.4%
35% equity
from ₹2,500/mo
Long-Term Wealth
Capital preservation with steady, inflation-beating growth.
Risk
High
Min SIP
₹2,500/mo
ModerateMost popular
Balanced Growth
An all-weather core for goals 5–10 years away.
3Y CAGR · illustrative
+13.2%
60% equity
from ₹5,000/mo
Low
Conservative Income
Maximum long-term compounding for goals 10+ years out.
3Y CAGR · illustrative
+8.6%
85% equity
from ₹10,000/mo
Conservative Income
Maximum long-term compounding for goals 10+ years out.
Risk
Low
Min SIP
₹10,000/mo
05 — See it compound
What could an SIP become?
Small, regular and patient beats large and occasional. See how much of your final corpus is money you put in versus money the market made for you.
Monthly SIP₹50,000
Invested
₹1.80 Cr
Growth
₹13.60 Cr
Total
₹15.40 Cr
Projected value in 30 years
₹15.40 Cr
at an assumed 12% p.a. · illustrative
+13.60 Cr of growth
InvestedGrowth
Goal planning
Every rupee working toward your future.
Use our calculators to translate your goals into clear numbers, adjusted for inflation and time horizon. Illustrations only; not investment advice.
- Inflation-adjusted projectionsSee tomorrow's price tag in today's terms.
- Scenario calculatorsIllustrative outcomes across market assumptions, for education rather than advice.
- Periodic reviews with your partnerA Your company partner walks you through progress on your schedule.
Illustrative example
Comfortable retirement at 6021%
27 years remaining · ₹ 65,000/mo lifestyle
₹ 84 L investedTarget ₹ 4 Cr
on track
Aarohi's higher studies18%
15 years · MBA in the UK
₹ 70 L investedTarget ₹ 5 Cr
on track
Dream home in Pune25%
5 years · 3 BHK · ₹ 2 Cr
₹ 50 L investedTarget ₹ 2 Cr
on track
07 — Score your portfolio
Upload your Consolidated Account Statement.
We'll securely analyse mutual funds, diversification, risk exposure, fund overlap and performance trends.
Processed in encrypted memory and deleted after analysis — we never store your CAS password or share data with third parties.
Encrypted in transit Read-only analysis No credentials stored AMFI registered
Analyse my portfolio Drop your CAS here, or click to browse
From CAMS or KFintech · PDF · up to 10 MB
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A partner, not an algorithm
Your future is personal. Your wealth partner should be too.
Behind every basket, every calculator and every transaction is a real human who understands your financial journey. We combine intelligent technology with experienced wealth partners to help you stay on track toward your goals.
VISHWAS INGOLE
FOUNDER
MBA20 yrs
Vishwas Ingole is the founder of VIFS, a trusted financial firm dedicated to helping individuals, families and businesses achieve their life goals through trusted, transparent and personalized financial solutions. With extensive 20 years of experience in the financial service industry, I believe that every client deserves advice tailored to their unique needs and aspirations. Whether it is wealth creation, investment planning, mutual funds, insurance, retirement planning, children education planning, my focus is always on providing practical guidance and long term value.
300 families personally advised
Top 100 MFDs in India
Cafemutual Awards · 2024
Same-day responses
Avg. first reply under 3 hours
96% families stay
Retention across 10+ years
Our story
We look after your money Helping you to reach your financial goals
We believe that financial planning is not just about money � it's about helping people achieve their life's Goals and Dreams with Confidence. To Provide Honest, Transparent and Client-first financial advisory services. We wanted to build long-term relationships based on trust. We are committed to standing beside our clients at every stage of their financial journey.
We do not believe in 'one-size-fits-all' solutions. Every client has unique dreams, responsibilities, and financial goals so every financial plan should be personalized. We provide unbiased, transparent, and ethical guidance.
“To Provide Honest, Transparent and Client-first financial advisory services. We wanted to build long-term relationships based on trust. We are committed to standing beside our clients at every stage of their financial journey.”
Book a free consultation2017
Founded
400
Active Clients
20 yrs
Experience
Goal-first, always
Every recommendation traces to a goal you set — never a commission table.
Fees you can see
Plain-English disclosure of exactly how we're paid on every product.
One advisor, for years
A named advisor who knows your family — not a rotating queue.
Quarterly reviews
We rebalance and review every quarter, not just when markets fall.
What investors say
"Vishwas helped us create a clear financial roadmap for our family future. His advice is transparent, practical, and always focused on our best interest. We truly value their guidance."
DR
Dr Rohidas Alhat
Doctor / Pune
Vishwas Ingole Financial Services on mobile
Your whole portfolio,
VIFS
Track every fund, start or pause SIPs, review goal progress and chat with your wealth partner — all from one secure app. Built for India, with UPI autopay and instant statements.
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4.8 average · 12,000+ ratings
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Anjali
Total portfolio
₹ 18,42,650
+14.2% all time
Funds
Goals
Chat
Retirement68%
Child education41%
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